NEW YORK (CNN) - When it comes to saving for retirement, many Americans just aren't doing it.
A new survey conducted by LIMRA, a trade association for the financial services industry, shows about 49 percent of Americans aren't contributing to either a 401K or an IRA plan.
Nearly half say they simply can't afford it.
The number is highest among those between 18 and 34 years old with 56 percent not participating in a retirement plan.
A manager with the financial services trade association that conducted the survey calls the trend disturbing.
He says it's critical that more people begin putting money away since they'll have to rely more on their own savings once they retire.
Most of the state is under a winter storm warning until Saturday.
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An extensive forensic analysis involving the case of a Kosciusko County teen who was reported missing in August of 2012 and whose remains weren't discovered until just over a year later has been completed. Doctors have determined Aurora Shoemaker was not the victim of foul play.