In most cases, no matter what the age or gender when we ask an individual, "On a scale of 1-10 what would you say your risk tolerance is?" most people are like a deer in headlights. They really don't know. Some naturally would say very low like a 2 or 3, some more daring would say a 5 because there is comfort in the middle. This important information is not taught in school, nor do most go out of their way on a Saturday evening to study quantitative risk and how it applies to you.
Major transitions are difficult for kids. Adults underestimate the anxiety a major change can arouse in a child. Although returning to school is exciting, it also induces anxieties that are sometimes difficult to quell. If a child is dealing with these anxieties on their own, they can intensify and interfere with the child’s ability to move forward securely.
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